If an owner of real estate is having difficulty paying their mortgage, they may want to discuss the possiblity of a short sale. When lenders agree to do a short sale it means the lender is accepting less than the total amount due. Not all lenders will accept short sales or discounted payoffs, especially if it would make more financial sense to foreclose; morever, not all sellers nor all properties qualify for short sales. If you, as the owner of property, decide to discuss a short sale with your lender, contact us and we will assist you with that process.