html, body {
	margin: 0px;
	padding: 0px;
}

/* commented backslash hack v2 \*/
html, body, .fit-screen { height:100%; }
/* end hack */

body {
	background-image: url(images/bg.gif);
	background-color: #A8C6D0;
	background-repeat: repeat-x;
}

body, td {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #346896;
}

input {
	color: #346896;
}

.small-text {
	font-size: 10px;
}

a {
	color: #04335D;
	text-decoration: none;
}
a:hover {
	text-decoration: underline;
}

form {
	margin: 0px;
	padding: 0px;
}

.logo {
	padding-top: 13px;
	padding-left: 13px;
}

.guide-c1 {
	padding-right: 30px;
	padding-bottom: 15px;
	padding-left: 32px;
}

.guide-c2 {
	padding-right: 22px;
	padding-bottom: 15px;
	padding-left: 32px;
}

.banner-nav {
	padding-bottom: 10px;
}

.guide-c3 {
	padding-right: 64px;
	padding-bottom: 15px;
	padding-left: 32px;
}

.bg {
	background-image: url(images/bg.gif);
	background-repeat: repeat;
}

.left-shadow {
	background-image: url(images/r2.bg.gif);
	background-repeat: repeat-y;
	background-position: right;
}

.right-shadow {
	background-image: url(images/r2.bg.gif);
	background-repeat: repeat-y;
	background-position: left;
}

#left-cover {
	height: 366px;
	background-image: url(images/bg.gif);
}

#right-cover {
	height: 366px;
	background-image: url(images/bg.gif);
}

.content-home {
	padding-top: 14px;
	padding-right: 36px;
	padding-bottom: 48px;
	padding-left: 32px;
	background-image: url(images/content.bg.gif);
	background-repeat: no-repeat;
	background-position: right 53px;
}

.content {
	padding-top: 14px;
	padding-right: 36px;
	padding-bottom: 48px;
	padding-left: 32px;
}

.photo-left {
	float: left;
	margin-left: 16px;
	margin-bottom: 9px;
}

.photo-right {
	float: right;
	margin-left: 16px;
	margin-bottom: 9px;
}

.title-img {
	padding-bottom: 11px;
}

h1 {
	font-size: 13px;
	font-weight: bold;
	color: #04335D;
}

.services a {
	font-size: 14px;
	font-weight: bold;
	color: #809921;
}

.bullet {
	font-weight: bold;
	color: #123B62;
}

.footnote {
	color: #9DC5C9;
}

.footnote a {
	color: #7F9DB1;
}

.sidebar {
	padding-top: 14px;
	padding-left: 22px;
	padding-bottom: 48px;
	padding-right: 22px;
}

.footer-repeat {
	background-image: url(images/copyright.bg.gif);
	background-repeat: repeat-x;
	background-position: 0px 366px;
}

.footer {
	height: 71px;
	background-image: url(images/footer.bg.gif);
	background-repeat: no-repeat;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #88A5AF;
}

.footer a {
	color: #5D96AA;
}

.footer a:hover {
	color: #5D96AA;
}

.copyright {
	padding-top: 10px;
	padding-bottom: 10px;
}

.contact-box {
	margin-top: 54px;
}h2 {
	font-size: 13px;
	font-weight: bold;
	color: #04335D;
}
.content-home p {
	margin-bottom: 10px;
}
.guide-c1 p {
	margin: 0px;
}
ul#services {
	margin: 0px;
	padding: 0px 0px 0px 15px;
}
ul#services a {
	color: #346896;
}
ul#calculators a {
	line-height: 30px;
}
h3 {
	font-size: 13px;
	font-weight: bold;
	color: #04335D;
}
h4 {
	font-size: 100%;
	margin: 0px;
	padding: 0px;
}